Denis, Adrien, and everyone else, I appreciate this discussion! I know a lot more about travel insurance now thanks to you guys.
I'm Venezuelan and I'll be working from Berlin for 6 months as my first official nomad experience. I've checked out several travel health insurance companies and I thought you might find my quotes helpful for reference. The prices are in USD. The plans listed below offer global coverage excluding the USA, and all of them have a $250 deductible and $50,000 coverage to make the comparison easier.
IMG Global: $275 for 6 months.
Allianz Worldwide Care: $1,450 for 1 year.
Seven Corners - Liaison Majestic: $190 for 6 months.
HCC Atlas: $160 for 6 months.
After Denis's comments, I'm a bit hesitant as to which company to choose. None of them really asked me if I have primary coverage in my home country (which I don't), so what could be justifying an order of magnitude increase for the Allianz coverage? Are the other providers' prices too good to be true? What could the catch be?